Galveston Hurricane Ike Insurance Claims
Bad Faith Insurance Claims including Hurricane Ike Claims
If you have damage that should be covered by insurance and your insurance company has denied or limited your claim improperly, we may be able to help. If you have been treated unfairly or denied coverage when you should have been covered or you were offered an unreasonable settlement amount, you may have a claim for bad faith against your insurance carrier.
In bad faith claims, we work on a contingency fee basis which means that we get paid based on the amount we are able to recover for you, and only if we recover for you. If you lose your case, you do not owe us anything!
Insurance companies are required to act in good faith when
you file a claim with them. If they fail to
investigate or fail to pay a claim when they should have in
order to get out of a commitment they have to you, would
constitute bad faith.
These are some of the common reasons insurance companies get
sued for bad faith:
- Unwarranted denial of coverage
- Failure to communicate pertinent information to the claimant
- Failure to conduct a reasonable investigation of the claim
- Refusal to pay the claim without investigating
- Failure to deny or pay the claim within a reasonable period of time
- Failure to confirm or deny coverage within a reasonable period of time
- Failure to attempt to come to a fair and reasonable settlement when liability is clear
- Offering substantially less money to settle than the true value of the claim
- Failure to promptly provide a reasonable explanation for denial of a claim
- Failure to enter into any negotiations for settlement of the claim
- Failure to respond to a time-limit demand
- Failure to disclose policy limits
Hurricane Ike
Hurricane Ike was the ninth named storm in the 2008 Atlantic
hurricane season and made its final landfall near Galveston,
Texas as a strong Category 2 hurricane on September 13, 2009 at
2:20am with winds of 110 mph.
Ike has been blamed for many deaths and the property damage
from Hurricane Ike in the coastal areas of the United States
are estimated at more than $27 billion. If the property
damage estimate is correct, Hurricane Ike will be one of the
costliest hurricanes to hit the United States, behind both
Hurricane Andrew (1992) and Hurricane Katrina (2005).
INSURANCE CLAIM TIPS:
- Once you have damage, immediately begin contacting your insurance agent or insurance company and get your claim rolling.
- If you have flood insurance through the National Flood Insurance Program, file a claim through the agent who sold you the policy.
- Take pictures of the damage to your property and make a list of everything that was destroyed. Keep all your receipts for hurricane-related expenses.
- Keep a record of any and all contact (or attempted contact) with your insurance company, the adjuster or the agent. We recommend keeping the notes in a folder along with all of your claim related documents together.
Damage from Hurricane Ike can include property damage from wind or flood or business interruption. If your claim has been denied or is taking too long or have questions regarding insurance claims for any type of damage from Hurricane Ike, contact one of the skilled and dedicated lawyers at the Kahn Law Firm immediately.
